I consider "pay by app" to be using a Target or Wallmart app for payment.

Despite all the attention being paid to Apple Pay and other forms of “pay by app” platforms, today, only 1% of all payments — again by volume — are paid by consumers using these app…
Cash is (Almost) Dead
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David C. Wyld
Michael Long
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Nov 10, 2023
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I consider "pay by app" to be using a Target or Wallmart app for payment.
Using Apple Pay is basically a credit card/debit card transaction, is it not?
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Written by Michael Long14.5K Followers
·50 Following
I write about Apple, Swift, and SwiftUI in particular, and technology in general. I'm also a Lead iOS Engineer at InRhythm, a modern digital consulting firm.
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